Four Wheel Drive Insurance                          Gallagher Bollinger_HORIZ_TEMPLATE


Four Wheel Drive Australia has partnered with Arthur J Gallagher Insurance Brokers to establish an insurance program aimed at providing products and services for affiliated clubs and their members. 4WDNT uses this insurance program to cover the activities of 4WDNT, our member clubs and their membership.

4WD Australia and 4WDNT receive a small commission on select insurance products. These payments help support the activities of the members club and the association. Members can assist by nominating their club on applicable insurance policies.

Some of the key benefits provided to 4WD members who choose to insure their vehicles through AJ Gallagher are:

  • Premium discount for all club members
  • Dedicated claims team to act on behalf of the insured
  • Unrestricted geographical limits
  • Outback recovery for vehicle loss or damage (by the insurer)
  • Full off road cover - no restrictions
  • All legal modifications considered including engine changes
  • Agreed and market value options
  • Accessories values paid in addition to any market value of the vehicle
  • Windscreen cover included at no extra cost
  • Recreational/limited kms policies available
  • Camper trailer and Caravan insurance
  • Camping Equipment insurance


Arthur J Gallagher offers individual cover for four wheel drives, camper trailers and camping equipment, giving a complete insurance package for all owners of four wheel drive vehicles with the advantage of club member discounts for members of affiliated clubs.

Four Wheel Drive Queensland does not hold a Financial Services license.


Association/club cover includes:

  • Broadform Public and Products Liability
  • Management Liability (including Associations & Officials Liability)
  • Voluntary Workers Insurance (Income Protection for volunteers)
  • 4WD Event Declaration
  • Club property cover (optional)

Further information


Club insurance guide